Green Bay, WI · Charter 66530
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.47% | 0.54% | 0.36% | 0.60% | 0.66% | 0.69% | 0.70% | 0.64% | +5 bps | |
| Return on Equity | 2.26% | 2.40% | 1.58% | 2.69% | 2.97% | 2.97% | 3.14% | 2.91% | +22 bps | |
| Net Interest Margin | 2.82% | 3.08% | 3.27% | 3.15% | 3.23% | 3.38% | 3.08% | 3.19% | +4 bps | |
| Efficiency Ratio | 84.48% | 83.73% | 86.98% | 81.06% | 79.13% | 80.15% | 77.58% | 79.04% | -203 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.04% | -8.61% | -11.79% | -8.16% | -3.91% | -1.24% | 6.55% | 3.62% | +1,178 bps | |
| Loan Growth (YoY) | -12.28% | -8.66% | -7.30% | -3.71% | -1.37% | -1.18% | 4.27% | 3.80% | +752 bps | |
| Share Growth (YoY) | -2.22% | -11.88% | -15.79% | -11.01% | -5.88% | -2.12% | 7.76% | 3.90% | +1,491 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.21% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.03% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 20.86% | 22.43% | 22.84% | 22.21% | 22.37% | 23.40% | 22.17% | 22.11% | -10 bps | |
| Net Worth / Assets | 20.86% | 22.43% | 22.84% | 22.21% | 22.37% | 23.40% | 22.17% | 22.11% | -10 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 92.05% | 97.74% | 97.51% | 95.37% | 96.46% | 98.69% | 94.36% | 95.28% | -9 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |