Green Bay, WI · Charter 66530
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
91
Asset Quality
90
Profitability
30
Liquidity
0
Efficiency
48
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Green Bay, WI · Charter 66530
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.47% | 0.54% | 0.36% | 0.60% | 0.66% | 0.69% | 0.70% | 0.64% | +5 bps | |
| Return on Equity | 2.26% | 2.40% | 1.58% | 2.69% | 2.97% | 2.97% | 3.14% | 2.91% | +22 bps | |
| Net Interest Margin | 2.82% | 3.08% | 3.27% | 3.15% | 3.23% | 3.38% | 3.08% | 3.19% | +4 bps | |
| Efficiency Ratio | 84.48% | 83.73% | 86.98% | 81.06% | 79.13% | 80.15% | 77.58% | 79.04% | -203 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.04% | -8.61% | -11.79% | -8.16% | -3.91% | -1.24% | 6.55% | 3.62% | +1,178 bps | |
| Loan Growth (YoY) | -12.28% | -8.66% | -7.30% | -3.71% | -1.37% | -1.18% | 4.27% | 3.80% | +752 bps | |
| Share Growth (YoY) | -2.22% | -11.88% | -15.79% | -11.01% | -5.88% | -2.12% | 7.76% | 3.90% | +1,491 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.21% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.03% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 20.86% | 22.43% | 22.84% | 22.21% | 22.37% | 23.40% | 22.17% | 22.11% | -10 bps | |
| Net Worth / Assets | 20.86% | 22.43% | 22.84% | 22.21% | 22.37% | 23.40% | 22.17% | 22.11% | -10 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 92.05% | 97.74% | 97.51% | 95.37% | 96.46% | 98.69% | 94.36% | 95.28% | -9 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Green Bay, WI · Charter 66530 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.65%
Rank 955 of 1,683
Net Interest Margin
3.19%
Rank 1,340 of 1,683
Efficiency Ratio
78.92%
Rank 878 of 1,682
Equity / Assets
22.12%
Rank 158 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.65% | 0.35% | 0.74% | 1.18% | Beats 43% | 955 / 1,683 | ||
| Return on Equity | 2.93% | 2.67% | 5.89% | 8.74% | Beats 27% | 1,224 / 1,681 | ||
| Net Interest Margin | 3.19% | 3.31% | 3.82% | 4.32% | Beats 20% | 1,340 / 1,683 | ||
| Efficiency Ratio | 78.92% | 68.91% | 78.20% | 86.93% | Beats 48% | 878 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.03% | 0.26% | 0.65% | 1.29% | Beats 90% | 163 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 22.12% | 10.44% | 12.89% | 16.53% | Beats 91% | 158 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 22.12% | 10.44% | 12.89% | 16.53% | Beats 91% | 158 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 95.28% | 52.61% | 69.38% | 83.50% | 94th pctl | 109 / 1,683 | ||
| Loans / Assets | 73.52% | 44.71% | 59.18% | 70.72% | 81st pctl | 322 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||