Menomonee Falls, WI · Charter 66451
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.87% | 1.89% | 1.68% | 1.81% | 1.75% | 1.79% | 1.32% | 1.34% | -47 bps | |
| Return on Equity | 15.95% | 15.68% | 13.64% | 14.34% | 13.44% | 13.17% | 9.56% | 9.59% | -475 bps | |
| Net Interest Margin | 4.88% | 4.93% | 4.85% | 4.90% | 4.96% | 5.06% | 4.77% | 4.68% | -22 bps | |
| Efficiency Ratio | 64.00% | 62.46% | 68.02% | 65.88% | 66.38% | 65.62% | 72.93% | 72.25% | +636 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.44% | 4.81% | 2.62% | 4.96% | 4.53% | 1.81% | 1.92% | 1.31% | -365 bps | |
| Loan Growth (YoY) | 3.11% | 0.85% | 2.17% | -0.81% | -1.46% | -0.05% | -2.61% | -0.45% | +36 bps | |
| Share Growth (YoY) | 1.81% | 3.49% | 1.03% | 3.75% | 2.54% | -0.35% | -0.51% | -0.53% | -428 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.23% | 0.63% | 0.82% | 0.73% | 0.59% | 0.47% | 0.30% | 0.49% | -24 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.72% | 12.02% | 12.31% | 12.64% | 13.01% | 13.60% | 13.76% | 14.01% | +137 bps | |
| Net Worth / Assets | 11.72% | 12.02% | 12.31% | 12.64% | 13.01% | 13.60% | 13.76% | 14.01% | +137 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 92.44% | 89.95% | 89.24% | 87.43% | 88.83% | 90.23% | 87.35% | 87.50% | +7 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |