Menomonee Falls, WI · Charter 66451
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (n=15). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
33
Asset Quality
47
Profitability
76
Liquidity
54
Efficiency
67
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Menomonee Falls, WI · Charter 66451
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.87% | 1.89% | 1.68% | 1.81% | 1.75% | 1.79% | 1.32% | 1.34% | -47 bps | |
| Return on Equity | 15.95% | 15.68% | 13.64% | 14.34% | 13.44% | 13.17% | 9.56% | 9.59% | -475 bps | |
| Net Interest Margin | 4.88% | 4.93% | 4.85% | 4.90% | 4.96% | 5.06% | 4.77% | 4.68% | -22 bps | |
| Efficiency Ratio | 64.00% | 62.46% | 68.02% | 65.88% | 66.38% | 65.62% | 72.93% | 72.25% | +636 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.44% | 4.81% | 2.62% | 4.96% | 4.53% | 1.81% | 1.92% | 1.31% | -365 bps | |
| Loan Growth (YoY) | 3.11% | 0.85% | 2.17% | -0.81% | -1.46% | -0.05% | -2.61% | -0.45% | +36 bps | |
| Share Growth (YoY) | 1.81% | 3.49% | 1.03% | 3.75% | 2.54% | -0.35% | -0.51% | -0.53% | -428 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.23% | 0.63% | 0.82% | 0.73% | 0.59% | 0.47% | 0.30% | 0.49% | -24 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.72% | 12.02% | 12.31% | 12.64% | 13.01% | 13.60% | 13.76% | 14.01% | +137 bps | |
| Net Worth / Assets | 11.72% | 12.02% | 12.31% | 12.64% | 13.01% | 13.60% | 13.76% | 14.01% | +137 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 92.44% | 89.95% | 89.24% | 87.43% | 88.83% | 90.23% | 87.35% | 87.50% | +7 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Menomonee Falls, WI · Charter 66451 · Peer group: credit unions under $1B in assets in the Milwaukee-Waukesha, WI area (n=15)
NCUA · 2 branches
Q2 2026
Return on Assets
1.34%
Rank 3 of 15
Net Interest Margin
4.68%
Rank 6 of 15
Efficiency Ratio
72.24%
Rank 6 of 15
Equity / Assets
14.01%
Rank 10 of 15
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.34% | 0.50% | 0.76% | 1.34% | Beats 80% | 3 / 15 | ||
| Return on Equity | 9.58% | 2.37% | 4.90% | 7.95% | Beats 87% | 2 / 15 | ||
| Net Interest Margin | 4.68% | 3.53% | 4.50% | 4.86% | Beats 60% | 6 / 15 | ||
| Efficiency Ratio | 72.24% | 69.88% | 80.52% | 87.17% | Beats 67% | 6 / 15 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.49% | 0.06% | 0.45% | 1.49% | Beats 47% | 9 / 15 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 14.01% | 10.98% | 17.30% | 27.61% | Beats 33% | 10 / 15 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 14.01% | 10.98% | 17.30% | 27.61% | Beats 33% | 10 / 15 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 87.50% | 50.66% | 78.47% | 90.72% | 67th pctl | 5 / 15 | ||
| Loans / Assets | 74.43% | 44.38% | 58.78% | 71.82% | 80th pctl | 3 / 15 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||