Mosinee, WI · Charter 66430
NCUA · 8 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.82% | 0.89% | 0.89% | 1.02% | 0.91% | +9 bps | |
| Return on Equity | 6.43% | 6.91% | 6.86% | 7.96% | 6.99% | +56 bps | |
| Net Interest Margin | 3.54% | 3.59% | 3.58% | 3.49% | 3.51% | -3 bps | |
| Efficiency Ratio | 79.69% | 77.52% | 77.40% | 75.33% | 77.24% | -244 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 18.50% | 17.26% | 18.41% | 7.63% | 5.34% | -1,316 bps | |
| Loan Growth (YoY) | 8.46% | 10.81% | 12.61% | 3.64% | 2.17% | -629 bps | |
| Share Growth (YoY) | 17.80% | 16.60% | 17.85% | 7.69% | 5.18% | -1,262 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.40% | 0.46% | 0.19% | 0.38% | 0.28% | -11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.69% | 12.94% | 12.98% | 12.87% | 12.97% | +28 bps | |
| Net Worth / Assets | 12.69% | 12.94% | 12.98% | 12.87% | 12.97% | +28 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 60.92% | 62.18% | 61.90% | 58.92% | 59.18% | -174 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |