Green Bay, WI · Charter 66424
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.27% | 0.34% | 0.43% | 0.52% | 0.61% | 0.62% | 1.06% | 0.96% | +44 bps | |
| Return on Equity | 2.61% | 3.27% | 4.15% | 5.03% | 5.93% | 5.98% | 10.25% | 9.11% | +408 bps | |
| Net Interest Margin | 1.62% | 1.66% | 1.76% | 1.88% | 1.92% | 1.98% | 2.15% | 2.26% | +38 bps | |
| Efficiency Ratio | 80.25% | 79.29% | 75.21% | 72.21% | 70.55% | 70.53% | 61.27% | 61.76% | -1,045 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.62% | 3.99% | 4.27% | 5.83% | 7.11% | 7.02% | 7.37% | 5.65% | -18 bps | |
| Loan Growth (YoY) | 3.21% | 3.62% | 4.46% | 6.74% | 9.09% | 8.15% | 7.02% | 5.36% | -139 bps | |
| Share Growth (YoY) | 5.64% | 7.06% | 5.97% | 6.66% | 8.32% | 7.10% | 8.71% | 8.18% | +152 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.35% | 0.32% | 0.31% | 0.49% | 0.52% | 0.52% | 0.56% | 0.61% | +13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.32% | 10.39% | 10.32% | 10.24% | 10.22% | 10.32% | 10.38% | 10.52% | +28 bps | |
| Net Worth / Assets | 10.32% | 10.39% | 10.32% | 10.24% | 10.22% | 10.32% | 10.38% | 10.52% | +28 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 89.39% | 89.44% | 88.67% | 89.85% | 90.03% | 90.32% | 87.30% | 87.50% | -235 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |