Neenah, WI · Charter 66395
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.63% | 1.56% | 1.02% | 1.08% | 1.23% | 1.13% | 0.59% | 0.98% | -10 bps | |
| Return on Equity | 11.75% | 11.11% | 7.43% | 7.93% | 8.85% | 8.28% | 4.26% | 6.97% | -96 bps | |
| Net Interest Margin | 3.69% | 3.67% | 3.52% | 3.49% | 3.53% | 3.44% | 3.44% | 3.43% | -7 bps | |
| Efficiency Ratio | 67.11% | 66.96% | 71.69% | 69.42% | 67.63% | 68.56% | 81.30% | 75.82% | +640 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.09% | -0.52% | 1.56% | 8.22% | 9.29% | 12.02% | 6.13% | 5.01% | -321 bps | |
| Loan Growth (YoY) | 1.92% | 4.26% | 10.10% | 10.09% | 9.44% | 10.58% | 5.59% | 7.26% | -283 bps | |
| Share Growth (YoY) | -1.35% | -1.84% | 0.54% | 8.38% | 9.39% | 12.56% | 5.88% | 4.59% | -378 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.21% | 0.33% | 0.35% | 0.54% | 0.65% | 0.67% | 0.91% | 0.99% | +45 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.85% | 14.07% | 13.72% | 13.58% | 13.92% | 13.69% | 13.94% | 13.99% | +41 bps | |
| Net Worth / Assets | 13.85% | 14.07% | 13.72% | 13.58% | 13.92% | 13.69% | 13.94% | 13.99% | +41 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 84.74% | 86.45% | 85.28% | 83.26% | 84.78% | 84.93% | 85.05% | 85.38% | +213 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |