Neenah, WI · Charter 66395
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
60
Asset Quality
33
Profitability
51
Liquidity
30
Efficiency
57
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Neenah, WI · Charter 66395
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.63% | 1.56% | 1.02% | 1.08% | 1.23% | 1.13% | 0.59% | 0.98% | -10 bps | |
| Return on Equity | 11.75% | 11.11% | 7.43% | 7.93% | 8.85% | 8.28% | 4.26% | 6.97% | -96 bps | |
| Net Interest Margin | 3.69% | 3.67% | 3.52% | 3.49% | 3.53% | 3.44% | 3.44% | 3.43% | -7 bps | |
| Efficiency Ratio | 67.11% | 66.96% | 71.69% | 69.42% | 67.63% | 68.56% | 81.30% | 75.82% | +640 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.09% | -0.52% | 1.56% | 8.22% | 9.29% | 12.02% | 6.13% | 5.01% | -321 bps | |
| Loan Growth (YoY) | 1.92% | 4.26% | 10.10% | 10.09% | 9.44% | 10.58% | 5.59% | 7.26% | -283 bps | |
| Share Growth (YoY) | -1.35% | -1.84% | 0.54% | 8.38% | 9.39% | 12.56% | 5.88% | 4.59% | -378 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.21% | 0.33% | 0.35% | 0.54% | 0.65% | 0.67% | 0.91% | 0.99% | +45 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.85% | 14.07% | 13.72% | 13.58% | 13.92% | 13.69% | 13.94% | 13.99% | +41 bps | |
| Net Worth / Assets | 13.85% | 14.07% | 13.72% | 13.58% | 13.92% | 13.69% | 13.94% | 13.99% | +41 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 84.74% | 86.45% | 85.28% | 83.26% | 84.78% | 84.93% | 85.05% | 85.38% | +213 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Neenah, WI · Charter 66395 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
Return on Assets
0.97%
Rank 615 of 1,683
Net Interest Margin
3.43%
Rank 1,181 of 1,683
Efficiency Ratio
75.86%
Rank 717 of 1,682
Equity / Assets
13.99%
Rank 678 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.97% | 0.35% | 0.74% | 1.18% | Beats 63% | 615 / 1,683 | ||
| Return on Equity | 6.97% | 2.67% | 5.89% | 8.74% | Beats 61% | 659 / 1,681 | ||
| Net Interest Margin | 3.43% | 3.31% | 3.82% | 4.32% | Beats 30% | 1,181 / 1,683 | ||
| Efficiency Ratio | 75.86% | 68.91% | 78.20% | 86.93% | Beats 57% | 717 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.99% | 0.26% | 0.65% | 1.29% | Beats 33% | 1,124 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 13.99% | 10.44% | 12.89% | 16.53% | Beats 60% | 678 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 13.99% | 10.44% | 12.89% | 16.53% | Beats 60% | 678 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 85.38% | 52.61% | 69.38% | 83.50% | 78th pctl | 367 / 1,683 | ||
| Loans / Assets | 73.37% | 44.71% | 59.18% | 70.72% | 81st pctl | 325 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||