Archer, NE · Charter 66270
NCUA · 4 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.49% | 0.55% | 0.86% | 1.02% | 1.04% | 1.06% | 1.24% | 0.96% | -6 bps | |
| Return on Equity | 5.08% | 5.67% | 8.91% | 10.40% | 10.66% | 10.70% | 11.72% | 8.99% | -141 bps | |
| Net Interest Margin | 3.89% | 3.87% | 4.07% | 4.13% | 4.09% | 4.10% | 4.43% | 4.44% | +31 bps | |
| Efficiency Ratio | 76.79% | 77.17% | 74.50% | 73.07% | 71.05% | 70.82% | 69.19% | 73.24% | +16 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.46% | 5.38% | 7.64% | 9.08% | 10.67% | 10.25% | 3.43% | 2.27% | -681 bps | |
| Loan Growth (YoY) | 5.24% | 6.35% | 8.06% | 5.82% | 7.66% | 4.68% | 0.55% | 2.67% | -315 bps | |
| Share Growth (YoY) | 5.51% | 11.72% | 9.73% | 10.84% | 8.38% | 5.76% | 6.95% | 4.92% | -592 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.32% | 1.05% | 1.00% | 1.25% | 2.04% | 1.04% | 1.16% | 0.85% | -40 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.72% | 9.75% | 9.66% | 9.79% | 9.73% | 9.90% | 10.54% | 10.64% | +85 bps | |
| Net Worth / Assets | 9.72% | 9.75% | 9.66% | 9.79% | 9.73% | 9.90% | 10.54% | 10.64% | +85 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 103.76% | 99.88% | 101.07% | 97.77% | 103.08% | 98.86% | 95.03% | 95.68% | -210 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |