Archer Cooperative
Archer, NE · Charter 66270 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$102.7MAssets
$86.9MLoans
$90.9MShares
$10.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 79% of credit unions under $1B in assets (rank 354 of 1683).
- Widest gap: equity / assets trails 73% of credit unions under $1B in assets (rank 1230 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.96%
Rank 627 of 1,683
Net Interest Margin
4.44%
Rank 354 of 1,683
Efficiency Ratio
73.26%
Rank 605 of 1,682
Equity / Assets
10.64%
Rank 1,230 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.96% | 0.35% | 0.74% | 1.18% | Beats 63% | 627 / 1,683 | | |
| Return on Equity | 9.00% | 2.67% | 5.89% | 8.74% | Beats 77% | 391 / 1,681 | | |
| Net Interest Margin | 4.44% | 3.31% | 3.82% | 4.32% | Beats 79% | 354 / 1,683 | | |
| Efficiency Ratio | 73.26% | 68.91% | 78.20% | 86.93% | Beats 64% | 605 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.85% | 0.26% | 0.65% | 1.29% | Beats 41% | 990 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.64% | 10.44% | 12.89% | 16.53% | Beats 27% | 1,230 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.64% | 10.44% | 12.89% | 16.53% | Beats 27% | 1,230 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 95.67% | 52.61% | 69.38% | 83.50% | 94th pctl | 104 / 1,683 | | |
| Loans / Assets | 84.62% | 44.71% | 59.18% | 70.72% | 97th pctl | 50 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |