Funeral Service
Springfield, IL · Charter 66253 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 1 branch
Q2 2026
$10.7MAssets
$9.3MLoans
$8.7MShares
$1.9MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 82% of credit unions under $1B in assets in IL (rank 9 of 50).
- Widest gap: return on equity trails 76% of credit unions under $1B in assets in IL (rank 38 of 50).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.67%
Rank 35 of 50
Net Interest Margin
3.79%
Rank 23 of 50
Efficiency Ratio
80.66%
Rank 38 of 50
Equity / Assets
17.87%
Rank 9 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.67% | 0.49% | 0.97% | 1.35% | Beats 30% | 35 / 50 | | |
| Return on Equity | 3.76% | 3.76% | 7.55% | 10.28% | Beats 24% | 38 / 50 | | |
| Net Interest Margin | 3.79% | 3.15% | 3.72% | 4.20% | Beats 54% | 23 / 50 | | |
| Efficiency Ratio | 80.66% | 67.18% | 75.90% | 80.66% | Beats 26% | 38 / 50 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.73% | 0.14% | 0.47% | 0.87% | Beats 30% | 36 / 50 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.87% | 10.68% | 13.50% | 16.38% | Beats 82% | 9 / 50 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.87% | 10.68% | 13.50% | 16.38% | Beats 82% | 9 / 50 | | |
| Liquidity & Funding |
| Loans / Deposits | 107.50% | 55.23% | 70.87% | 80.60% | 94th pctl | 3 / 50 | | |
| Loans / Assets | 87.28% | 43.53% | 60.64% | 68.47% | 98th pctl | 1 / 50 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |