Fort Washington, PA · Charter 66158
NCUA · 25 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.63% | 0.56% | 0.35% | 0.51% | 0.66% | 0.67% | 0.27% | 0.50% | -1 bps | |
| Return on Equity | 5.99% | 5.30% | 3.39% | 4.84% | 6.13% | 6.26% | 2.56% | 4.67% | -17 bps | |
| Net Interest Margin | 2.53% | 2.56% | 2.60% | 2.68% | 2.76% | 2.75% | 2.87% | 2.86% | +18 bps | |
| Efficiency Ratio | 73.08% | 75.63% | 80.91% | 74.55% | 71.64% | 71.35% | 81.50% | 76.22% | +166 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.85% | 4.87% | 4.06% | 3.46% | 2.77% | 5.14% | 4.03% | 4.93% | +146 bps | |
| Loan Growth (YoY) | 10.40% | 8.64% | 9.89% | 9.78% | 8.91% | 10.49% | 9.64% | 10.00% | +23 bps | |
| Share Growth (YoY) | 9.61% | 9.70% | 6.41% | 4.84% | 5.38% | 5.20% | 4.32% | 2.03% | -281 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.47% | 0.52% | 0.52% | 0.57% | 0.52% | 0.56% | 0.51% | 0.54% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.49% | 10.61% | 10.47% | 10.53% | 10.75% | 10.73% | 10.68% | 10.67% | +13 bps | |
| Net Worth / Assets | 10.49% | 10.61% | 10.47% | 10.53% | 10.75% | 10.73% | 10.68% | 10.67% | +13 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 90.59% | 89.44% | 89.47% | 92.40% | 93.62% | 93.93% | 94.03% | 99.62% | +721 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |