PackageTrendsPeer
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Trumark Financial

Fort Washington, PA · Charter 66158

NCUA · 25 branches

Q2 2026

$3.6BAssets
$2.9BLoans
$2.9BShares
$387.5MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.50%, down 1 bps year over year; NIM at 2.86%.
  • Asset quality: problem loans at 0.54% of loans (-3 bps YoY).
  • Capital: net worth / assets of 10.67%, up 13 bps from a year ago.
  • Funding: loans stand at 99.62% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.50%-1 bps YoY

Net Interest Margin (YTD, annualized)

2.86%+18 bps YoY

Efficiency Ratio (YTD, annualized)

76.22%+166 bps YoY

Net Worth / Assets

10.67%+13 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.51%0.66%0.67%0.27%0.50%-1 bps
Return on Equity4.84%6.13%6.26%2.56%4.67%-17 bps
Net Interest Margin2.68%2.76%2.75%2.87%2.86%+18 bps
Efficiency Ratio74.55%71.64%71.35%81.50%76.22%+166 bps
Growth
Asset Growth (YoY)3.46%2.77%5.14%4.03%4.93%+146 bps
Loan Growth (YoY)9.78%8.91%10.49%9.64%10.00%+23 bps
Share Growth (YoY)4.84%5.38%5.20%4.32%2.03%-281 bps
Asset Quality
Delinquent Loans / Loans0.57%0.52%0.56%0.51%0.54%-3 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital10.53%10.75%10.73%10.68%10.67%+13 bps
Net Worth / Assets10.53%10.75%10.73%10.68%10.67%+13 bps
Liquidity & Funding
Loans / Shares92.40%93.62%93.93%94.03%99.62%+721 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps