Connecticut State Employees
Hartford, CT · Charter 65728 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 7 branches
Q2 2026
$2.7BAssets
$424.5MLoans
$2.5BShares
$235.1MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 99% of credit unions $1B-$10B in assets (rank 4 of 435).
- Widest gap: net interest margin trails 100% of credit unions $1B-$10B in assets (rank 433 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.69%
Rank 278 of 435
Net Interest Margin
1.12%
Rank 433 of 435
Efficiency Ratio
41.76%
Rank 4 of 435
Equity / Assets
8.66%
Rank 404 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.69% | 0.55% | 0.81% | 1.14% | Beats 36% | 278 / 435 | | |
| Return on Equity | 7.94% | 5.12% | 7.41% | 9.70% | Beats 55% | 196 / 435 | | |
| Net Interest Margin | 1.12% | 3.01% | 3.39% | 3.75% | Beats 0% | 433 / 435 | | |
| Efficiency Ratio | 41.76% | 65.25% | 71.39% | 77.86% | Beats 99% | 4 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.21% | 0.45% | 0.69% | 1.05% | Beats 95% | 24 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.66% | 9.81% | 10.84% | 12.63% | Beats 7% | 404 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.66% | 9.81% | 10.84% | 12.63% | Beats 7% | 404 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 17.12% | 78.33% | 88.38% | 95.61% | 0th pctl | 435 / 435 | | |
| Loans / Assets | 15.64% | 67.69% | 74.58% | 80.80% | 0th pctl | 434 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |