Hartford, CT · Charter 65728
NCUA · 7 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
7
Asset Quality
95
Profitability
30
Liquidity
0
Efficiency
99
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Hartford, CT · Charter 65728
NCUA · 7 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.35% | 0.31% | 0.43% | 0.48% | 0.53% | 0.50% | 0.62% | 0.69% | +21 bps | |
| Return on Equity | 4.05% | 3.59% | 5.06% | 5.62% | 6.11% | 5.85% | 7.29% | 7.94% | +231 bps | |
| Net Interest Margin | 0.80% | 0.76% | 0.88% | 0.93% | 0.98% | 0.95% | 1.05% | 1.12% | +19 bps | |
| Efficiency Ratio | 59.54% | 62.51% | 54.72% | 51.97% | 49.69% | 50.39% | 44.48% | 41.76% | -1,020 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.61% | 4.48% | 4.89% | 5.23% | 5.91% | 6.09% | 6.73% | 5.72% | +49 bps | |
| Loan Growth (YoY) | 3.04% | 1.61% | 0.76% | -1.61% | -4.06% | -5.40% | -5.12% | -3.03% | -142 bps | |
| Share Growth (YoY) | 2.53% | 4.61% | 4.90% | 5.22% | 5.89% | 6.03% | 6.49% | 5.54% | +33 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.12% | 0.08% | 0.04% | 0.08% | 0.13% | 0.17% | 0.10% | 0.21% | +13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.67% | 8.55% | 8.50% | 8.52% | 8.63% | 8.56% | 8.51% | 8.66% | +14 bps | |
| Net Worth / Assets | 8.67% | 8.55% | 8.50% | 8.52% | 8.63% | 8.56% | 8.51% | 8.66% | +14 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 20.23% | 19.80% | 19.01% | 18.64% | 18.33% | 17.67% | 16.93% | 17.12% | -151 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Hartford, CT · Charter 65728 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 7 branches
Q2 2026
Return on Assets
0.69%
Rank 278 of 435
Net Interest Margin
1.12%
Rank 433 of 435
Efficiency Ratio
41.76%
Rank 4 of 435
Equity / Assets
8.66%
Rank 404 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.69% | 0.55% | 0.81% | 1.14% | Beats 36% | 278 / 435 | ||
| Return on Equity | 7.94% | 5.12% | 7.41% | 9.70% | Beats 55% | 196 / 435 | ||
| Net Interest Margin | 1.12% | 3.01% | 3.39% | 3.75% | Beats 0% | 433 / 435 | ||
| Efficiency Ratio | 41.76% | 65.25% | 71.39% | 77.86% | Beats 99% | 4 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.21% | 0.45% | 0.69% | 1.05% | Beats 95% | 24 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 8.66% | 9.81% | 10.84% | 12.63% | Beats 7% | 404 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 8.66% | 9.81% | 10.84% | 12.63% | Beats 7% | 404 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 17.12% | 78.33% | 88.38% | 95.61% | 0th pctl | 435 / 435 | ||
| Loans / Assets | 15.64% | 67.69% | 74.58% | 80.80% | 0th pctl | 434 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||