PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Bethel A.M.E. Church

Chicago, IL · Charter 65680

NCUA · 1 branch

Q2 2026

$50KAssets
$0KLoans
$42KShares
$8KNet Worth

Executive Summary

  • Earnings: ROA of -3.40%, down 88 bps year over year; NIM at 3.07%.
  • Capital: net worth / assets of 16.64%, down 5 bps from a year ago.
  • Funding: loans stand at 0.00% of shares as of Q2 2026.

Return on Assets (YTD, annualized)

-3.40%-88 bps YoY

Net Interest Margin (YTD, annualized)

3.07%+155 bps YoY

Efficiency Ratio (YTD, annualized)

211%-5,523 bps YoY

Net Worth / Assets

16.64%-5 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets-6.86%-5.88%-1.87%-2.53%-1.94%-1.34%-1.34%-3.40%-88 bps
Return on Equity-42.07%-34.18%-10.86%-15.13%-11.63%-7.99%-7.59%-20.47%-533 bps
Net Interest Margin0.78%0.81%1.40%1.52%1.30%0.99%4.24%3.07%+155 bps
Efficiency Ratio976%827%234%266%249%236%131.62%211%-5,523 bps
Growth
Asset Growth (YoY)3.33%0.57%-10.64%-9.07%-7.50%-5.19%-5.46%-5.95%+312 bps
Loan Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Share Growth (YoY)-2.94%-7.03%-9.66%-8.06%-7.91%-4.73%-5.94%-5.89%+217 bps
Asset Quality
Delinquent Loans / Loansn/an/an/an/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Capital
Risk-Based Capital16.31%17.21%17.23%16.69%16.68%16.81%17.65%16.64%-5 bps
Net Worth / Assets16.31%17.21%17.23%16.69%16.68%16.81%17.65%16.64%-5 bps
Liquidity & Funding
Loans / Shares0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps