Chicago, IL · Charter 65680
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -2.53% | -1.94% | -1.34% | -1.34% | -3.40% | -88 bps | |
| Return on Equity | -15.13% | -11.63% | -7.99% | -7.59% | -20.47% | -533 bps | |
| Net Interest Margin | 1.52% | 1.30% | 0.99% | 4.24% | 3.07% | +155 bps | |
| Efficiency Ratio | 266% | 249% | 236% | 131.62% | 211% | -5,523 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -9.07% | -7.50% | -5.19% | -5.46% | -5.95% | +312 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Share Growth (YoY) | -8.06% | -7.91% | -4.73% | -5.94% | -5.89% | +217 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Risk-Based Capital | 16.69% | 16.68% | 16.81% | 17.65% | 16.64% | -5 bps | |
| Net Worth / Assets | 16.69% | 16.68% | 16.81% | 17.65% | 16.64% | -5 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |