Antonito, CO · Charter 65471
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.38% | 1.33% | 1.29% | 1.08% | 1.29% | -9 bps | |
| Return on Equity | 5.68% | 5.39% | 5.26% | 4.44% | 5.18% | -50 bps | |
| Net Interest Margin | 2.81% | 2.88% | 2.88% | 2.85% | 2.96% | +15 bps | |
| Efficiency Ratio | 61.66% | 63.06% | 63.05% | 67.66% | 64.26% | +260 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.77% | 3.82% | 4.10% | 3.44% | 2.77% | -300 bps | |
| Loan Growth (YoY) | 3.93% | 5.35% | 3.20% | 5.62% | 3.42% | -51 bps | |
| Share Growth (YoY) | 6.60% | 3.56% | 3.58% | 2.96% | 2.22% | -438 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.13% | 0.26% | 0.26% | 0.21% | 0.19% | +7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 24.37% | 24.63% | 24.57% | 24.36% | 24.97% | +60 bps | |
| Net Worth / Assets | 24.37% | 24.63% | 24.57% | 24.36% | 24.97% | +60 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 84.81% | 87.41% | 84.16% | 84.75% | 85.80% | +100 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |