Guadalupe Parish
Antonito, CO · Charter 65471 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$42.0MAssets
$26.9MLoans
$31.4MShares
$10.5MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 94% of credit unions under $1B in assets (rank 103 of 1683).
- Widest gap: net interest margin trails 88% of credit unions under $1B in assets (rank 1473 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.30%
Rank 353 of 1,683
Net Interest Margin
2.96%
Rank 1,473 of 1,683
Efficiency Ratio
64.25%
Rank 272 of 1,682
Equity / Assets
24.97%
Rank 103 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.30% | 0.35% | 0.74% | 1.18% | Beats 79% | 353 / 1,683 | |
| Return on Equity | 5.19% | 2.67% | 5.89% | 8.74% | Beats 44% | 943 / 1,681 | |
| Net Interest Margin | 2.96% | 3.31% | 3.82% | 4.32% | Beats 12% | 1,473 / 1,683 | |
| Efficiency Ratio | 64.25% | 68.91% | 78.20% | 86.93% | Beats 84% | 272 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.19% | 0.26% | 0.65% | 1.29% | Beats 80% | 333 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 24.97% | 10.44% | 12.89% | 16.53% | Beats 94% | 103 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 24.97% | 10.44% | 12.89% | 16.53% | Beats 94% | 103 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 85.80% | 52.61% | 69.38% | 83.50% | 79th pctl | 350 / 1,683 | |
| Loans / Assets | 64.20% | 44.71% | 59.18% | 70.72% | 61st pctl | 653 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |