Omaha, NE · Charter 65398
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.36% | 1.12% | 1.05% | 0.42% | 0.51% | -86 bps | |
| Return on Equity | 9.00% | 7.22% | 6.70% | 2.65% | 3.23% | -577 bps | |
| Net Interest Margin | 4.03% | 4.11% | 4.12% | 4.00% | 3.99% | -4 bps | |
| Efficiency Ratio | 71.73% | 74.95% | 76.03% | 85.19% | 84.24% | +1,252 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.73% | -0.53% | -0.41% | -2.27% | 0.33% | -140 bps | |
| Loan Growth (YoY) | -3.47% | -2.03% | 1.92% | 3.85% | 5.78% | +925 bps | |
| Share Growth (YoY) | 0.93% | -1.63% | -1.98% | -3.58% | -0.18% | -111 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.16% | 0.73% | 0.50% | 0.47% | 0.90% | -26 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 15.15% | 15.53% | 15.65% | 15.64% | 15.71% | +56 bps | |
| Net Worth / Assets | 15.15% | 15.53% | 15.65% | 15.64% | 15.71% | +56 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 75.18% | 77.56% | 79.30% | 79.19% | 79.67% | +449 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |