First Nebraska
Omaha, NE · Charter 65398 · Peer group: credit unions under $1B in assets in the Omaha, NE-IA area (n=18)
NCUA · 5 branches
Q2 2026
$184.2MAssets
$124.2MLoans
$155.8MShares
$28.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 67% of credit unions under $1B in assets in the Omaha, NE-IA area (rank 6 of 18).
- Widest gap: return on equity trails 67% of credit unions under $1B in assets in the Omaha, NE-IA area (rank 12 of 18).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.51%
Rank 12 of 18
Net Interest Margin
3.99%
Rank 6 of 18
Efficiency Ratio
84.23%
Rank 12 of 18
Equity / Assets
15.71%
Rank 6 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.51% | -0.04% | 0.96% | 1.20% | Beats 33% | 12 / 18 | |
| Return on Equity | 3.23% | -0.31% | 5.60% | 9.86% | Beats 33% | 12 / 18 | |
| Net Interest Margin | 3.99% | 3.29% | 3.78% | 4.10% | Beats 67% | 6 / 18 | |
| Efficiency Ratio | 84.23% | 69.73% | 80.05% | 99.73% | Beats 39% | 12 / 18 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.90% | 0.04% | 0.25% | 1.23% | Beats 39% | 12 / 18 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.71% | 9.54% | 14.01% | 17.54% | Beats 67% | 6 / 18 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.71% | 9.54% | 14.01% | 17.54% | Beats 67% | 6 / 18 | |
| Liquidity & Funding |
| Loans / Deposits | 79.67% | 37.80% | 60.87% | 83.48% | 67th pctl | 6 / 18 | |
| Loans / Assets | 67.42% | 34.93% | 54.47% | 72.37% | 67th pctl | 6 / 18 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |