Universal City Studios
Burbank, CA · Charter 64893 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$71.6MAssets
$47.1MLoans
$65.8MShares
$5.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 82% of credit unions under $1B in assets (rank 307 of 1682).
- Widest gap: efficiency ratio trails 98% of credit unions under $1B in assets (rank 1641 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-1.59%
Rank 1,636 of 1,683
Net Interest Margin
3.46%
Rank 1,152 of 1,683
Efficiency Ratio
121.04%
Rank 1,641 of 1,682
Equity / Assets
7.98%
Rank 1,622 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.59% | 0.35% | 0.74% | 1.18% | Beats 3% | 1,636 / 1,683 | | |
| Return on Equity | -19.92% | 2.67% | 5.89% | 8.74% | Beats 2% | 1,653 / 1,681 | | |
| Net Interest Margin | 3.46% | 3.31% | 3.82% | 4.32% | Beats 32% | 1,152 / 1,683 | | |
| Efficiency Ratio | 121.04% | 68.91% | 78.20% | 86.93% | Beats 2% | 1,641 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.16% | 0.26% | 0.65% | 1.29% | Beats 82% | 307 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.98% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,622 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.98% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,622 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 71.58% | 52.61% | 69.38% | 83.50% | 54th pctl | 772 / 1,683 | | |
| Loans / Assets | 65.82% | 44.71% | 59.18% | 70.72% | 64th pctl | 607 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |