Burbank, CA · Charter 64893
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
4
Asset Quality
82
Profitability
12
Liquidity
90
Efficiency
2
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Burbank, CA · Charter 64893
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.08% | -0.15% | -0.62% | -0.83% | -0.77% | -0.98% | -1.87% | -1.59% | -76 bps | |
| Return on Equity | 0.79% | -1.60% | -6.78% | -9.19% | -8.53% | -11.14% | -22.56% | -19.91% | -1,072 bps | |
| Net Interest Margin | 3.46% | 3.44% | 3.13% | 3.35% | 3.46% | 3.57% | 3.39% | 3.46% | +11 bps | |
| Efficiency Ratio | 95.91% | 102.01% | 107.94% | 110.41% | 110.48% | 114.33% | 120.18% | 121.09% | +1,068 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.65% | -3.53% | -1.30% | -1.45% | -0.96% | -3.76% | -5.62% | -3.64% | -219 bps | |
| Loan Growth (YoY) | 0.69% | -3.99% | 0.50% | -1.15% | -0.38% | -0.90% | -4.65% | -6.64% | -550 bps | |
| Share Growth (YoY) | -4.09% | -3.68% | -0.78% | -0.92% | -0.38% | -2.66% | -4.78% | -2.51% | -159 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.84% | 0.97% | 0.72% | 1.01% | 1.52% | 1.35% | 0.13% | 0.16% | -85 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.80% | 9.51% | 9.08% | 9.05% | 9.03% | 8.82% | 8.28% | 7.98% | -107 bps | |
| Net Worth / Assets | 9.80% | 9.51% | 9.08% | 9.05% | 9.03% | 8.82% | 8.28% | 7.98% | -107 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 76.14% | 75.27% | 73.58% | 74.76% | 76.14% | 76.64% | 73.68% | 71.58% | -317 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Burbank, CA · Charter 64893 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
Return on Assets
-1.59%
Rank 1,636 of 1,683
Net Interest Margin
3.46%
Rank 1,152 of 1,683
Efficiency Ratio
121.04%
Rank 1,641 of 1,682
Equity / Assets
7.98%
Rank 1,622 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -1.59% | 0.35% | 0.74% | 1.18% | Beats 3% | 1,636 / 1,683 | ||
| Return on Equity | -19.92% | 2.67% | 5.89% | 8.74% | Beats 2% | 1,653 / 1,681 | ||
| Net Interest Margin | 3.46% | 3.31% | 3.82% | 4.32% | Beats 32% | 1,152 / 1,683 | ||
| Efficiency Ratio | 121.04% | 68.91% | 78.20% | 86.93% | Beats 2% | 1,641 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.16% | 0.26% | 0.65% | 1.29% | Beats 82% | 307 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 7.98% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,622 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 7.98% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,622 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 71.58% | 52.61% | 69.38% | 83.50% | 54th pctl | 772 / 1,683 | ||
| Loans / Assets | 65.82% | 44.71% | 59.18% | 70.72% | 64th pctl | 607 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||