Dubuque, IA · Charter 64886
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.53% | 0.78% | 0.82% | 0.98% | 1.05% | +52 bps | |
| Return on Equity | 4.13% | 5.80% | 6.08% | 7.56% | 7.99% | +386 bps | |
| Net Interest Margin | 3.40% | 3.51% | 3.50% | 3.37% | 3.42% | +2 bps | |
| Efficiency Ratio | 75.64% | 73.45% | 73.47% | 75.79% | 72.78% | -286 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.43% | 0.16% | -0.17% | 3.27% | 6.14% | +571 bps | |
| Loan Growth (YoY) | 0.25% | 4.77% | 4.69% | 4.65% | 5.01% | +476 bps | |
| Share Growth (YoY) | 0.02% | -0.78% | -1.25% | 2.62% | 5.77% | +575 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.55% | 1.06% | 0.99% | 0.68% | 0.60% | +4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.89% | 13.43% | 13.49% | 12.98% | 13.12% | +23 bps | |
| Net Worth / Assets | 12.89% | 13.43% | 13.49% | 12.98% | 13.12% | +23 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 76.41% | 80.05% | 79.45% | 74.72% | 75.86% | -55 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |