Allentown, PA · Charter 64606
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.80% | 0.76% | 0.77% | 0.92% | 0.99% | +19 bps | |
| Return on Equity | 5.24% | 4.95% | 5.05% | 6.04% | 6.41% | +117 bps | |
| Net Interest Margin | 2.12% | 2.16% | 2.15% | 2.20% | 2.24% | +12 bps | |
| Efficiency Ratio | 62.32% | 61.91% | 63.11% | 59.70% | 57.44% | -488 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.63% | 8.26% | 8.22% | 6.99% | 5.07% | -256 bps | |
| Loan Growth (YoY) | -0.52% | -0.30% | 0.25% | 0.63% | 3.28% | +380 bps | |
| Share Growth (YoY) | 6.42% | 7.72% | 6.34% | 6.17% | 4.24% | -219 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.50% | 1.10% | 1.15% | 1.14% | 1.09% | -41 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 15.33% | 15.45% | 15.32% | 15.26% | 15.46% | +13 bps | |
| Net Worth / Assets | 15.33% | 15.45% | 15.32% | 15.26% | 15.46% | +13 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 28.95% | 29.55% | 28.81% | 28.04% | 28.69% | -27 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |