Lehigh Valley Educators
Allentown, PA · Charter 64606 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 2 branches
Q2 2026
$485.2MAssets
$120.6MLoans
$420.5MShares
$75.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 86% of credit unions under $1B in assets in PA (rank 11 of 72).
- Widest gap: net interest margin trails 94% of credit unions under $1B in assets in PA (rank 68 of 72).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.99%
Rank 37 of 72
Net Interest Margin
2.24%
Rank 68 of 72
Efficiency Ratio
57.43%
Rank 11 of 72
Equity / Assets
15.46%
Rank 24 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.99% | 0.59% | 1.06% | 1.40% | Beats 49% | 37 / 72 | |
| Return on Equity | 6.41% | 5.27% | 7.11% | 9.91% | Beats 39% | 44 / 72 | |
| Net Interest Margin | 2.24% | 3.09% | 3.57% | 4.10% | Beats 6% | 68 / 72 | |
| Efficiency Ratio | 57.43% | 64.37% | 73.67% | 81.63% | Beats 86% | 11 / 72 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.09% | 0.20% | 0.58% | 1.09% | Beats 25% | 55 / 72 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.46% | 10.74% | 12.96% | 16.84% | Beats 67% | 24 / 72 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.46% | 10.74% | 12.96% | 16.84% | Beats 67% | 24 / 72 | |
| Liquidity & Funding |
| Loans / Deposits | 28.69% | 34.39% | 52.54% | 65.98% | 10th pctl | 65 / 72 | |
| Loans / Assets | 24.86% | 30.23% | 45.37% | 57.67% | 13th pctl | 63 / 72 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |