Des Moines, IA · Charter 64380
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.72% | 0.85% | 0.94% | 1.19% | 1.11% | +39 bps | |
| Return on Equity | 5.84% | 6.97% | 7.35% | 9.34% | 8.79% | +296 bps | |
| Net Interest Margin | 3.52% | 3.50% | 3.61% | 3.68% | 3.60% | +7 bps | |
| Efficiency Ratio | 67.99% | 66.19% | 66.20% | 67.41% | 69.41% | +142 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.36% | 7.42% | 4.36% | 3.17% | 6.69% | +333 bps | |
| Loan Growth (YoY) | 0.78% | -1.97% | -0.14% | 1.07% | 0.86% | +8 bps | |
| Share Growth (YoY) | 4.29% | 8.09% | 3.99% | 2.15% | 6.42% | +213 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.64% | 0.48% | 0.83% | 0.71% | 0.67% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.26% | 12.19% | 12.74% | 12.76% | 12.58% | +32 bps | |
| Net Worth / Assets | 12.26% | 12.19% | 12.74% | 12.76% | 12.58% | +32 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 61.61% | 58.84% | 61.93% | 60.65% | 58.39% | -322 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |