Des Moines Metro
Des Moines, IA · Charter 64380 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$77.7MAssets
$39.1MLoans
$66.9MShares
$9.8MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 75% of credit unions under $1B in assets (rank 417 of 1681).
- Widest gap: net interest margin trails 62% of credit unions under $1B in assets (rank 1042 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.11%
Rank 495 of 1,683
Net Interest Margin
3.60%
Rank 1,042 of 1,683
Efficiency Ratio
69.39%
Rank 437 of 1,682
Equity / Assets
12.58%
Rank 894 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.11% | 0.35% | 0.74% | 1.18% | Beats 71% | 495 / 1,683 | |
| Return on Equity | 8.79% | 2.67% | 5.89% | 8.74% | Beats 75% | 417 / 1,681 | |
| Net Interest Margin | 3.60% | 3.31% | 3.82% | 4.32% | Beats 38% | 1,042 / 1,683 | |
| Efficiency Ratio | 69.39% | 68.91% | 78.20% | 86.93% | Beats 74% | 437 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.67% | 0.26% | 0.65% | 1.29% | Beats 49% | 853 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.58% | 10.44% | 12.89% | 16.53% | Beats 47% | 894 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.58% | 10.44% | 12.89% | 16.53% | Beats 47% | 894 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 58.39% | 52.61% | 69.38% | 83.50% | 33rd pctl | 1,130 / 1,683 | |
| Loans / Assets | 50.28% | 44.71% | 59.18% | 70.72% | 34th pctl | 1,111 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |