Public Service #3
Fort Wayne, IN · Charter 64275 · Peer group: credit unions under $1B in assets in the Fort Wayne, IN area (n=19)
NCUA · 2 branches
Q2 2026
$86.9MAssets
$52.2MLoans
$75.9MShares
$10.2MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 53% of credit unions under $1B in assets in the Fort Wayne, IN area (rank 9 of 19).
- Widest gap: efficiency ratio trails 63% of credit unions under $1B in assets in the Fort Wayne, IN area (rank 13 of 19).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.78%
Rank 12 of 19
Net Interest Margin
3.77%
Rank 10 of 19
Efficiency Ratio
81.72%
Rank 13 of 19
Equity / Assets
11.74%
Rank 9 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.78% | -0.27% | 1.22% | 1.52% | Beats 37% | 12 / 19 | |
| Return on Equity | 6.67% | -2.41% | 9.38% | 13.75% | Beats 37% | 12 / 19 | |
| Net Interest Margin | 3.77% | 3.49% | 3.77% | 4.18% | Beats 47% | 10 / 19 | |
| Efficiency Ratio | 81.72% | 68.63% | 79.83% | 95.74% | Beats 37% | 13 / 19 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.89% | 0.38% | 0.61% | 1.20% | Beats 42% | 12 / 19 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.74% | 10.00% | 11.56% | 13.69% | Beats 53% | 9 / 19 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.74% | 10.00% | 11.56% | 13.69% | Beats 53% | 9 / 19 | |
| Liquidity & Funding |
| Loans / Deposits | 68.70% | 49.95% | 68.70% | 81.33% | 47th pctl | 10 / 19 | |
| Loans / Assets | 60.05% | 39.83% | 58.83% | 70.01% | 53rd pctl | 9 / 19 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |