S E C U
Keokuk, IA · Charter 64269 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$1.8MAssets
$1.1MLoans
$1.2MShares
$640KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 99% of credit unions under $1B in assets (rank 25 of 1683).
- Widest gap: nonperforming loans / loans trails 90% of credit unions under $1B in assets (rank 1517 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.32%
Rank 41 of 1,683
Net Interest Margin
5.86%
Rank 51 of 1,683
Efficiency Ratio
55.56%
Rank 120 of 1,682
Equity / Assets
35.38%
Rank 25 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.32% | 0.35% | 0.74% | 1.18% | Beats 98% | 41 / 1,683 | |
| Return on Equity | 6.56% | 2.67% | 5.89% | 8.74% | Beats 57% | 729 / 1,681 | |
| Net Interest Margin | 5.86% | 3.31% | 3.82% | 4.32% | Beats 97% | 51 / 1,683 | |
| Efficiency Ratio | 55.56% | 68.91% | 78.20% | 86.93% | Beats 93% | 120 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.61% | 0.26% | 0.65% | 1.29% | Beats 10% | 1,517 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 35.38% | 10.44% | 12.89% | 16.53% | Beats 99% | 25 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 35.38% | 10.44% | 12.89% | 16.53% | Beats 99% | 25 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 95.36% | 52.61% | 69.38% | 83.50% | 94th pctl | 107 / 1,683 | |
| Loans / Assets | 61.36% | 44.71% | 59.18% | 70.72% | 55th pctl | 759 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |