Keokuk, IA · Charter 64269
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
99
Asset Quality
10
Profitability
84
Liquidity
0
Efficiency
93
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Keokuk, IA · Charter 64269
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.08% | 2.50% | 2.74% | 2.29% | 2.37% | +29 bps | |
| Return on Equity | 6.62% | 7.92% | 7.76% | 6.25% | 6.72% | +9 bps | |
| Net Interest Margin | 5.31% | 5.66% | 6.21% | 5.71% | 5.88% | +57 bps | |
| Efficiency Ratio | 61.50% | 54.66% | 55.37% | 61.03% | 55.37% | -613 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.28% | 5.30% | 5.19% | -4.33% | -3.51% | -678 bps | |
| Loan Growth (YoY) | -1.41% | 0.75% | 0.12% | -6.94% | 0.02% | +143 bps | |
| Share Growth (YoY) | 1.58% | 4.22% | 3.56% | -10.43% | -9.01% | -1,058 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.90% | 3.21% | 2.62% | 3.99% | 2.61% | +71 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.24% | 2.21% | 2.21% | 2.32% | 2.24% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 31.45% | 31.64% | 35.30% | 36.60% | 35.35% | +390 bps | |
| Net Worth / Assets | 31.45% | 31.64% | 35.30% | 36.60% | 35.35% | +390 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 86.77% | 86.05% | 99.65% | 98.78% | 95.39% | +861 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Keokuk, IA · Charter 64269 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
2.32%
Rank 41 of 1,683
Net Interest Margin
5.86%
Rank 51 of 1,683
Efficiency Ratio
55.56%
Rank 120 of 1,682
Equity / Assets
35.38%
Rank 25 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 2.32% | 0.35% | 0.74% | 1.18% | Beats 98% | 41 / 1,683 | |
| Return on Equity | 6.56% | 2.67% | 5.89% | 8.74% | Beats 57% | 729 / 1,681 | |
| Net Interest Margin | 5.86% | 3.31% | 3.82% | 4.32% | Beats 97% | 51 / 1,683 | |
| Efficiency Ratio | 55.56% | 68.91% | 78.20% | 86.93% | Beats 93% | 120 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 2.61% | 0.26% | 0.65% | 1.29% | Beats 10% | 1,517 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 35.38% | 10.44% | 12.89% | 16.53% | Beats 99% | 25 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 35.38% | 10.44% | 12.89% | 16.53% | Beats 99% | 25 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 95.36% | 52.61% | 69.38% | 83.50% | 94th pctl | 107 / 1,683 | |
| Loans / Assets | 61.36% | 44.71% | 59.18% | 70.72% | 55th pctl | 759 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||