Cport
Portland, ME · Charter 63828 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$434.9MAssets
$296.9MLoans
$387.2MShares
$46.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 42% of credit unions under $1B in assets (rank 977 of 1682).
- Widest gap: efficiency ratio trails 83% of credit unions under $1B in assets (rank 1405 of 1682).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.36%
Rank 1,254 of 1,683
Net Interest Margin
3.54%
Rank 1,094 of 1,683
Efficiency Ratio
90.71%
Rank 1,405 of 1,682
Equity / Assets
10.66%
Rank 1,226 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.36% | 0.35% | 0.74% | 1.18% | Beats 25% | 1,254 / 1,683 | | |
| Return on Equity | 3.37% | 2.67% | 5.89% | 8.74% | Beats 31% | 1,168 / 1,681 | | |
| Net Interest Margin | 3.54% | 3.31% | 3.82% | 4.32% | Beats 35% | 1,094 / 1,683 | | |
| Efficiency Ratio | 90.71% | 68.91% | 78.20% | 86.93% | Beats 17% | 1,405 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.82% | 0.26% | 0.65% | 1.29% | Beats 42% | 977 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.66% | 10.44% | 12.89% | 16.53% | Beats 27% | 1,226 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.66% | 10.44% | 12.89% | 16.53% | Beats 27% | 1,226 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.68% | 52.61% | 69.38% | 83.50% | 63rd pctl | 621 / 1,683 | | |
| Loans / Assets | 68.26% | 44.71% | 59.18% | 70.72% | 70th pctl | 511 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |