PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

B&V

Overland Park, KS · Charter 63598

NCUA · 1 branch

Q2 2026

$42.6MAssets
$13.5MLoans
$34.3MShares
$8.1MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.34%, up 132 bps year over year; NIM at 2.48%.
  • Asset quality: problem loans at 0.84% of loans (-75 bps YoY).
  • Capital: net worth / assets of 18.95%, up 188 bps from a year ago.
  • Funding: loans stand at 39.26% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

1.34%+132 bps YoY

Net Interest Margin (quarter, annualized)

2.48%+73 bps YoY

Efficiency Ratio (quarter, annualized)

73.01%-2,140 bps YoY

Net Worth / Assets

18.95%+188 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.02%0.64%0.62%1.91%1.34%+132 bps
Return on Equity0.14%3.49%3.32%10.27%7.07%+693 bps
Net Interest Margin1.75%1.94%2.01%2.34%2.48%+73 bps
Efficiency Ratio94.41%90.29%87.07%76.63%73.01%-2,140 bps
Growth
Asset Growth (YoY)-10.35%-13.33%-10.22%-3.41%-3.51%+684 bps
Loan Growth (YoY)-16.45%-14.10%-17.07%-17.16%-14.43%+202 bps
Share Growth (YoY)-11.91%-16.01%-12.95%-5.37%-5.58%+633 bps
Asset Quality
Delinquent Loans / Loans1.58%0.95%0.93%1.09%0.84%-75 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital17.07%18.39%18.58%18.57%18.95%+188 bps
Net Worth / Assets17.07%18.39%18.58%18.57%18.95%+188 bps
Liquidity & Funding
Loans / Shares43.31%44.67%42.78%38.29%39.26%-406 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps