B&V
Overland Park, KS · Charter 63598 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 1 branch
Q2 2026
$42.6MAssets
$13.5MLoans
$34.3MShares
$8.1MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 82% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 5 of 28).
- Widest gap: net interest margin trails 93% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 26 of 28).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.34%
Rank 5 of 28
Net Interest Margin
2.48%
Rank 26 of 28
Efficiency Ratio
72.95%
Rank 11 of 28
Equity / Assets
18.95%
Rank 6 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.34% | 0.31% | 0.62% | 1.15% | Beats 82% | 5 / 28 | |
| Return on Equity | 7.06% | 3.10% | 5.79% | 7.32% | Beats 70% | 8 / 27 | |
| Net Interest Margin | 2.48% | 3.95% | 4.17% | 4.96% | Beats 7% | 26 / 28 | |
| Efficiency Ratio | 72.95% | 71.31% | 75.97% | 85.82% | Beats 64% | 11 / 28 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.84% | 0.40% | 0.84% | 1.90% | Beats 50% | 15 / 28 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.95% | 9.27% | 11.97% | 17.47% | Beats 79% | 6 / 28 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.95% | 9.27% | 11.97% | 17.47% | Beats 79% | 6 / 28 | |
| Liquidity & Funding |
| Loans / Deposits | 39.26% | 47.88% | 66.90% | 83.14% | 11th pctl | 25 / 28 | |
| Loans / Assets | 31.64% | 42.23% | 58.20% | 69.16% | 11th pctl | 25 / 28 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |