Mexico, MO · Charter 63597
NCUA · 8 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.75% | 1.60% | 0.93% | 0.76% | 0.96% | 0.79% | 0.92% | 1.19% | +43 bps | |
| Return on Equity | 11.16% | 10.42% | 6.42% | 5.34% | 6.56% | 5.25% | 6.27% | 7.87% | +253 bps | |
| Net Interest Margin | 4.84% | 4.57% | 4.25% | 4.25% | 4.31% | 4.35% | 4.40% | 4.43% | +18 bps | |
| Efficiency Ratio | 68.56% | 69.05% | 74.76% | 79.72% | 78.84% | 81.52% | 82.16% | 77.01% | -272 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.98% | 1.62% | 8.39% | 11.53% | 12.70% | 5.61% | 2.06% | -0.99% | -1,252 bps | |
| Loan Growth (YoY) | -12.91% | -11.35% | -9.49% | -6.91% | -3.61% | -2.45% | -0.92% | 2.34% | +925 bps | |
| Share Growth (YoY) | -2.56% | 3.63% | 9.00% | 13.23% | 13.05% | 4.49% | 0.82% | -3.10% | -1,633 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.63% | 0.68% | 0.38% | 0.39% | 0.35% | 0.41% | 0.42% | 0.40% | +1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.69% | 15.32% | 14.43% | 14.22% | 14.68% | 15.03% | 14.73% | 15.17% | +95 bps | |
| Net Worth / Assets | 15.69% | 15.32% | 14.43% | 14.22% | 14.68% | 15.03% | 14.73% | 15.17% | +95 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 85.64% | 80.33% | 72.28% | 71.50% | 73.02% | 74.99% | 71.03% | 75.51% | +401 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |