Mexico, MO · Charter 63597
NCUA · 8 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
68
Asset Quality
66
Profitability
74
Liquidity
73
Efficiency
54
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Mexico, MO · Charter 63597
NCUA · 8 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.75% | 1.60% | 0.93% | 0.76% | 0.96% | 0.79% | 0.92% | 1.19% | +43 bps | |
| Return on Equity | 11.16% | 10.42% | 6.42% | 5.34% | 6.56% | 5.25% | 6.27% | 7.87% | +253 bps | |
| Net Interest Margin | 4.84% | 4.57% | 4.25% | 4.25% | 4.31% | 4.35% | 4.40% | 4.43% | +18 bps | |
| Efficiency Ratio | 68.56% | 69.05% | 74.76% | 79.72% | 78.84% | 81.52% | 82.16% | 77.01% | -272 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.98% | 1.62% | 8.39% | 11.53% | 12.70% | 5.61% | 2.06% | -0.99% | -1,252 bps | |
| Loan Growth (YoY) | -12.91% | -11.35% | -9.49% | -6.91% | -3.61% | -2.45% | -0.92% | 2.34% | +925 bps | |
| Share Growth (YoY) | -2.56% | 3.63% | 9.00% | 13.23% | 13.05% | 4.49% | 0.82% | -3.10% | -1,633 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.63% | 0.68% | 0.38% | 0.39% | 0.35% | 0.41% | 0.42% | 0.40% | +1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.69% | 15.32% | 14.43% | 14.22% | 14.68% | 15.03% | 14.73% | 15.17% | +95 bps | |
| Net Worth / Assets | 15.69% | 15.32% | 14.43% | 14.22% | 14.68% | 15.03% | 14.73% | 15.17% | +95 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 85.64% | 80.33% | 72.28% | 71.50% | 73.02% | 74.99% | 71.03% | 75.51% | +401 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Mexico, MO · Charter 63597 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 8 branches
Q2 2026
Return on Assets
1.19%
Rank 409 of 1,683
Net Interest Margin
4.43%
Rank 368 of 1,683
Efficiency Ratio
77.01%
Rank 777 of 1,682
Equity / Assets
15.17%
Rank 536 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.19% | 0.35% | 0.74% | 1.18% | Beats 76% | 409 / 1,683 | ||
| Return on Equity | 7.87% | 2.67% | 5.89% | 8.74% | Beats 68% | 532 / 1,681 | ||
| Net Interest Margin | 4.43% | 3.31% | 3.82% | 4.32% | Beats 78% | 368 / 1,683 | ||
| Efficiency Ratio | 77.01% | 68.91% | 78.20% | 86.93% | Beats 54% | 777 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.40% | 0.26% | 0.65% | 1.29% | Beats 66% | 575 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 15.17% | 10.44% | 12.89% | 16.53% | Beats 68% | 536 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 15.17% | 10.44% | 12.89% | 16.53% | Beats 68% | 536 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 75.51% | 52.61% | 69.38% | 83.50% | 61st pctl | 663 / 1,683 | ||
| Loans / Assets | 63.36% | 44.71% | 59.18% | 70.72% | 59th pctl | 684 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||