PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

NW Priority

Portland, OR · Charter 63315

NCUA · 5 branches

Q2 2026

$247.7MAssets
$52.5MLoans
$203.6MShares
$42.4MNet Worth

Executive Summary

  • Earnings: ROA of 0.85%, up 18 bps year over year; NIM at 3.52%.
  • Asset quality: problem loans at 1.10% of loans (+35 bps YoY).
  • Capital: net worth / assets of 17.12%, up 92 bps from a year ago.
  • Funding: loans stand at 25.79% of shares as of Q2 2026.

Return on Assets (YTD, annualized)

0.85%+18 bps YoY

Net Interest Margin (YTD, annualized)

3.52%+49 bps YoY

Efficiency Ratio (YTD, annualized)

77.87%-157 bps YoY

Net Worth / Assets

17.12%+92 bps YoY

Year to date, annualized, through each quarter.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.16%0.21%0.56%0.67%0.77%0.81%0.77%0.85%+18 bps
Return on Equity1.03%1.35%3.53%4.11%4.64%4.79%4.58%4.94%+83 bps
Net Interest Margin2.30%2.39%2.88%3.02%3.16%3.27%3.44%3.52%+49 bps
Efficiency Ratio93.41%91.51%81.76%79.45%77.89%77.70%79.85%77.87%-157 bps
Growth
Asset Growth (YoY)-6.04%-3.41%-3.47%-2.99%-2.64%-2.01%-0.86%-0.16%+283 bps
Loan Growth (YoY)-4.10%-5.09%-6.26%-5.41%-5.58%-6.78%-5.24%-5.86%-45 bps
Share Growth (YoY)-7.24%-3.96%-4.13%-3.89%-3.77%-3.02%-2.04%-1.33%+256 bps
Asset Quality
Delinquent Loans / Loans0.48%0.49%0.71%0.75%0.54%0.98%1.11%1.10%+35 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital15.60%15.85%15.77%16.20%16.58%16.87%16.75%17.12%+92 bps
Net Worth / Assets15.60%15.85%15.77%16.20%16.58%16.87%16.75%17.12%+92 bps
Liquidity & Funding
Loans / Shares27.49%27.64%26.67%27.03%26.97%26.57%25.80%25.79%-124 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps