Portland, OR · Charter 63315
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.67% | 0.77% | 0.81% | 0.77% | 0.85% | +18 bps | |
| Return on Equity | 4.11% | 4.64% | 4.79% | 4.58% | 4.94% | +83 bps | |
| Net Interest Margin | 3.02% | 3.16% | 3.27% | 3.44% | 3.52% | +49 bps | |
| Efficiency Ratio | 79.45% | 77.89% | 77.70% | 79.85% | 77.87% | -157 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.99% | -2.64% | -2.01% | -0.86% | -0.16% | +283 bps | |
| Loan Growth (YoY) | -5.41% | -5.58% | -6.78% | -5.24% | -5.86% | -45 bps | |
| Share Growth (YoY) | -3.89% | -3.77% | -3.02% | -2.04% | -1.33% | +256 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.75% | 0.54% | 0.98% | 1.11% | 1.10% | +35 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 16.20% | 16.58% | 16.87% | 16.75% | 17.12% | +92 bps | |
| Net Worth / Assets | 16.20% | 16.58% | 16.87% | 16.75% | 17.12% | +92 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 27.03% | 26.97% | 26.57% | 25.80% | 25.79% | -124 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |