PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Nasa

Upper Marlboro, MD · Charter 6328

NCUA · 14 branches

Q2 2026

$5.8BAssets
$4.4BLoans
$4.7BShares
$608.1MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.87%, up 29 bps year over year; NIM at 2.53%.
  • Asset quality: problem loans at 0.53% of loans (-12 bps YoY).
  • Capital: net worth / assets of 10.49%, up 51 bps from a year ago.
  • Funding: loans stand at 94.63% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.87%+29 bps YoY

Net Interest Margin (YTD, annualized)

2.53%-2 bps YoY

Efficiency Ratio (YTD, annualized)

55.69%+76 bps YoY

Net Worth / Assets

10.49%+51 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.57%0.67%0.87%0.59%0.87%+29 bps
Return on Equity5.74%6.77%8.59%5.79%8.25%+251 bps
Net Interest Margin2.54%2.54%2.70%2.47%2.53%-2 bps
Efficiency Ratio54.93%53.16%50.39%60.45%55.69%+76 bps
Growth
Asset Growth (YoY)0.20%3.13%4.02%5.00%5.09%+489 bps
Loan Growth (YoY)0.86%1.08%3.99%3.54%4.95%+409 bps
Share Growth (YoY)0.62%3.53%4.15%5.42%5.34%+471 bps
Asset Quality
Delinquent Loans / Loans0.65%0.64%0.62%0.58%0.53%-12 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital9.98%9.94%10.16%10.14%10.49%+51 bps
Net Worth / Assets9.98%9.94%10.16%10.14%10.49%+51 bps
Liquidity & Funding
Loans / Shares94.97%93.84%93.63%91.90%94.63%-35 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps