Nasa
Upper Marlboro, MD · Charter 6328 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 14 branches
Q2 2026
$5.8BAssets
$4.4BLoans
$4.7BShares
$608.1MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 94% of credit unions $1B-$10B in assets (rank 29 of 435).
- Widest gap: net interest margin trails 91% of credit unions $1B-$10B in assets (rank 396 of 435).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.87%
Rank 194 of 435
Net Interest Margin
2.53%
Rank 396 of 435
Efficiency Ratio
55.69%
Rank 29 of 435
Equity / Assets
10.49%
Rank 260 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.87% | 0.55% | 0.81% | 1.14% | Beats 55% | 194 / 435 | |
| Return on Equity | 8.25% | 5.12% | 7.41% | 9.70% | Beats 59% | 177 / 435 | |
| Net Interest Margin | 2.53% | 3.01% | 3.39% | 3.75% | Beats 9% | 396 / 435 | |
| Efficiency Ratio | 55.69% | 65.25% | 71.39% | 77.86% | Beats 94% | 29 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.53% | 0.45% | 0.69% | 1.05% | Beats 67% | 145 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.49% | 9.81% | 10.84% | 12.63% | Beats 40% | 260 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.49% | 9.81% | 10.84% | 12.63% | Beats 40% | 260 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 94.63% | 78.33% | 88.38% | 95.61% | 72nd pctl | 122 / 435 | |
| Loans / Assets | 76.04% | 67.69% | 74.58% | 80.80% | 56th pctl | 193 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |