Bettendorf, IA · Charter 63268
NCUA · 9 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.55% | 0.59% | 0.53% | 0.50% | 0.53% | -2 bps | |
| Return on Equity | 5.50% | 5.76% | 5.13% | 4.99% | 5.22% | -27 bps | |
| Net Interest Margin | 4.21% | 4.31% | 4.28% | 4.23% | 4.29% | +8 bps | |
| Efficiency Ratio | 83.27% | 82.58% | 83.09% | 82.03% | 82.95% | -33 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.97% | 5.13% | 5.75% | 4.36% | 4.35% | +38 bps | |
| Loan Growth (YoY) | 5.41% | 6.79% | 4.31% | 2.81% | 2.08% | -332 bps | |
| Share Growth (YoY) | 6.05% | 6.86% | 4.84% | 3.38% | 3.81% | -224 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.68% | 1.03% | 0.89% | 0.89% | 0.76% | +8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.08% | 10.33% | 10.25% | 10.07% | 10.16% | +8 bps | |
| Net Worth / Assets | 10.08% | 10.33% | 10.25% | 10.07% | 10.16% | +8 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 83.16% | 85.84% | 84.88% | 81.04% | 81.78% | -138 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |