Ascentra
Bettendorf, IA · Charter 63268 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 9 branches
Q2 2026
$596.0MAssets
$418.4MLoans
$511.6MShares
$60.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 74% of credit unions under $1B in assets (rank 437 of 1683).
- Widest gap: equity / assets trails 78% of credit unions under $1B in assets (rank 1312 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.53%
Rank 1,092 of 1,683
Net Interest Margin
4.29%
Rank 437 of 1,683
Efficiency Ratio
82.94%
Rank 1,083 of 1,682
Equity / Assets
10.16%
Rank 1,312 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.53% | 0.35% | 0.74% | 1.18% | Beats 35% | 1,092 / 1,683 | |
| Return on Equity | 5.22% | 2.67% | 5.89% | 8.74% | Beats 44% | 937 / 1,681 | |
| Net Interest Margin | 4.29% | 3.31% | 3.82% | 4.32% | Beats 74% | 437 / 1,683 | |
| Efficiency Ratio | 82.94% | 68.91% | 78.20% | 86.93% | Beats 36% | 1,083 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.76% | 0.26% | 0.65% | 1.29% | Beats 45% | 932 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.16% | 10.44% | 12.89% | 16.53% | Beats 22% | 1,312 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.16% | 10.44% | 12.89% | 16.53% | Beats 22% | 1,312 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 81.78% | 52.61% | 69.38% | 83.50% | 73rd pctl | 461 / 1,683 | |
| Loans / Assets | 70.20% | 44.71% | 59.18% | 70.72% | 74th pctl | 438 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |