Rimrock
Billings, MT · Charter 63183 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$64.0MAssets
$16.6MLoans
$53.8MShares
$9.6MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 85% of credit unions under $1B in assets (rank 260 of 1682).
- Widest gap: net interest margin trails 67% of credit unions under $1B in assets (rank 1120 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.30%
Rank 349 of 1,683
Net Interest Margin
3.50%
Rank 1,120 of 1,683
Efficiency Ratio
63.69%
Rank 260 of 1,682
Equity / Assets
15.02%
Rank 550 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.30% | 0.35% | 0.74% | 1.18% | Beats 79% | 349 / 1,683 | | |
| Return on Equity | 8.66% | 2.67% | 5.89% | 8.74% | Beats 74% | 433 / 1,681 | | |
| Net Interest Margin | 3.50% | 3.31% | 3.82% | 4.32% | Beats 33% | 1,120 / 1,683 | | |
| Efficiency Ratio | 63.69% | 68.91% | 78.20% | 86.93% | Beats 85% | 260 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.15% | 0.26% | 0.65% | 1.29% | Beats 83% | 293 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.02% | 10.44% | 12.89% | 16.53% | Beats 67% | 550 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.02% | 10.44% | 12.89% | 16.53% | Beats 67% | 550 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 30.86% | 52.61% | 69.38% | 83.50% | 5th pctl | 1,593 / 1,683 | | |
| Loans / Assets | 25.97% | 44.71% | 59.18% | 70.72% | 6th pctl | 1,588 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |