Kansas City, KS · Charter 63169
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.45% | 0.57% | 0.80% | 1.13% | 1.22% | 1.30% | 1.34% | 1.50% | +37 bps | |
| Return on Equity | 3.40% | 4.00% | 5.73% | 7.72% | 8.15% | 8.43% | 8.52% | 9.13% | +141 bps | |
| Net Interest Margin | 2.81% | 3.12% | 3.34% | 3.60% | 3.73% | 3.88% | 4.14% | 4.40% | +79 bps | |
| Efficiency Ratio | 86.62% | 84.58% | 79.37% | 73.29% | 72.11% | 71.26% | 71.78% | 70.08% | -321 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.23% | -8.62% | -5.47% | -6.21% | -4.43% | 1.66% | -1.89% | -1.74% | +448 bps | |
| Loan Growth (YoY) | -1.69% | -2.40% | 1.33% | 0.55% | 5.14% | 12.06% | 10.48% | 7.58% | +703 bps | |
| Share Growth (YoY) | -3.46% | -10.23% | -7.22% | -8.20% | -6.46% | 0.44% | -3.91% | -3.58% | +462 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.24% | 0.25% | 0.06% | 0.06% | 0.21% | 0.28% | 0.08% | 0.30% | +24 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.21% | 14.33% | 14.00% | 14.68% | 14.94% | 15.39% | 15.69% | 16.44% | +176 bps | |
| Net Worth / Assets | 13.21% | 14.33% | 14.00% | 14.68% | 14.94% | 15.39% | 15.69% | 16.44% | +176 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 53.33% | 56.17% | 53.87% | 57.03% | 59.95% | 62.67% | 61.94% | 63.63% | +660 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |