Reliance
Kansas City, KS · Charter 63169 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 2 branches
Q2 2026
$25.1MAssets
$13.3MLoans
$20.9MShares
$4.1MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 89% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 3 of 27).
- Widest gap: net interest margin trails 39% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 11 of 28).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.51%
Rank 4 of 28
Net Interest Margin
4.40%
Rank 11 of 28
Efficiency Ratio
70.16%
Rank 7 of 28
Equity / Assets
16.44%
Rank 9 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.51% | 0.31% | 0.62% | 1.15% | Beats 86% | 4 / 28 | | |
| Return on Equity | 9.15% | 3.10% | 5.79% | 7.32% | Beats 89% | 3 / 27 | | |
| Net Interest Margin | 4.40% | 3.95% | 4.17% | 4.96% | Beats 61% | 11 / 28 | | |
| Efficiency Ratio | 70.16% | 71.31% | 75.97% | 85.82% | Beats 79% | 7 / 28 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.30% | 0.40% | 0.84% | 1.90% | Beats 82% | 6 / 28 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.44% | 9.27% | 11.97% | 17.47% | Beats 68% | 9 / 28 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.44% | 9.27% | 11.97% | 17.47% | Beats 68% | 9 / 28 | | |
| Liquidity & Funding |
| Loans / Deposits | 63.63% | 47.88% | 66.90% | 83.14% | 43rd pctl | 16 / 28 | | |
| Loans / Assets | 52.97% | 42.23% | 58.20% | 69.16% | 39th pctl | 17 / 28 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |