New Orleans, LA · Charter 62936
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.08% | -0.36% | -0.13% | -0.04% | 0.18% | -0.06% | 0.34% | 0.38% | +43 bps | |
| Return on Equity | 0.56% | -2.51% | -0.94% | -0.31% | 1.28% | -0.44% | 2.39% | 2.69% | +300 bps | |
| Net Interest Margin | 4.23% | 4.01% | 4.15% | 4.32% | 4.69% | 4.89% | 5.13% | 4.91% | +59 bps | |
| Efficiency Ratio | 98.35% | 107.89% | 102.75% | 100.90% | 96.55% | 94.42% | 94.06% | 93.23% | -767 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.76% | -7.47% | -4.59% | -2.65% | -3.23% | 0.59% | -1.99% | 1.01% | +366 bps | |
| Loan Growth (YoY) | -6.70% | -5.49% | -8.01% | -8.25% | -10.46% | -10.50% | -4.09% | -5.09% | +316 bps | |
| Share Growth (YoY) | -4.43% | -5.62% | -4.55% | 1.72% | -0.97% | 2.33% | -5.18% | 1.12% | -60 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.51% | 1.19% | 1.01% | 0.82% | 0.84% | 1.38% | 1.41% | 1.60% | +78 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.28% | 2.05% | 2.15% | 2.03% | 2.01% | 2.66% | 2.62% | 2.64% | +61 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.14% | 14.44% | 14.09% | 14.15% | 14.33% | 14.29% | 14.44% | 14.16% | +1 bps | |
| Net Worth / Assets | 14.14% | 14.44% | 14.09% | 14.15% | 14.33% | 14.29% | 14.44% | 14.16% | +1 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 76.52% | 79.09% | 73.59% | 72.23% | 69.19% | 69.17% | 74.43% | 67.79% | -444 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |