New Orleans, LA · Charter 62936
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28 to 29). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
52
Asset Quality
41
Profitability
62
Liquidity
100
Efficiency
41
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
New Orleans, LA · Charter 62936
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.08% | -0.36% | -0.13% | -0.04% | 0.18% | -0.06% | 0.34% | 0.38% | +43 bps | |
| Return on Equity | 0.56% | -2.51% | -0.94% | -0.31% | 1.28% | -0.44% | 2.39% | 2.69% | +300 bps | |
| Net Interest Margin | 4.23% | 4.01% | 4.15% | 4.32% | 4.69% | 4.89% | 5.13% | 4.91% | +59 bps | |
| Efficiency Ratio | 98.35% | 107.89% | 102.75% | 100.90% | 96.55% | 94.42% | 94.06% | 93.23% | -767 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.76% | -7.47% | -4.59% | -2.65% | -3.23% | 0.59% | -1.99% | 1.01% | +366 bps | |
| Loan Growth (YoY) | -6.70% | -5.49% | -8.01% | -8.25% | -10.46% | -10.50% | -4.09% | -5.09% | +316 bps | |
| Share Growth (YoY) | -4.43% | -5.62% | -4.55% | 1.72% | -0.97% | 2.33% | -5.18% | 1.12% | -60 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.51% | 1.19% | 1.01% | 0.82% | 0.84% | 1.38% | 1.41% | 1.60% | +78 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.28% | 2.05% | 2.15% | 2.03% | 2.01% | 2.66% | 2.62% | 2.64% | +61 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.14% | 14.44% | 14.09% | 14.15% | 14.33% | 14.29% | 14.44% | 14.16% | +1 bps | |
| Net Worth / Assets | 14.14% | 14.44% | 14.09% | 14.15% | 14.33% | 14.29% | 14.44% | 14.16% | +1 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 76.52% | 79.09% | 73.59% | 72.23% | 69.19% | 69.17% | 74.43% | 67.79% | -444 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
New Orleans, LA · Charter 62936 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 2 branches
Q2 2026
Return on Assets
0.40%
Rank 14 of 29
Net Interest Margin
4.89%
Rank 8 of 29
Efficiency Ratio
92.93%
Rank 18 of 29
Equity / Assets
14.18%
Rank 14 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.40% | -0.27% | 0.39% | 0.68% | Beats 52% | 14 / 29 | ||
| Return on Equity | 2.81% | 0.64% | 2.28% | 5.24% | Beats 61% | 11 / 28 | ||
| Net Interest Margin | 4.89% | 3.88% | 4.49% | 4.89% | Beats 72% | 8 / 29 | ||
| Efficiency Ratio | 92.93% | 77.78% | 86.62% | 97.23% | Beats 41% | 18 / 29 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.59% | 0.22% | 1.19% | 2.21% | Beats 41% | 18 / 29 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 14.18% | 11.89% | 14.07% | 21.10% | Beats 52% | 14 / 29 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 14.18% | 11.89% | 14.07% | 21.10% | Beats 52% | 14 / 29 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 67.78% | 45.57% | 67.88% | 82.54% | 45th pctl | 16 / 29 | ||
| Loans / Assets | 57.02% | 34.60% | 52.32% | 69.33% | 52nd pctl | 14 / 29 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||