Des Moines, IA · Charter 62878
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.24% | 1.25% | 1.03% | 0.73% | 0.27% | -97 bps | |
| Return on Equity | 6.74% | 6.65% | 5.54% | 3.96% | 1.46% | -529 bps | |
| Net Interest Margin | 3.91% | 3.99% | 3.97% | 3.74% | 3.74% | -17 bps | |
| Efficiency Ratio | 70.54% | 71.76% | 75.43% | 82.74% | 88.53% | +1,799 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.03% | 4.13% | 3.45% | 4.73% | 1.49% | -54 bps | |
| Loan Growth (YoY) | 6.58% | 0.19% | 0.13% | -0.19% | -6.99% | -1,358 bps | |
| Share Growth (YoY) | 1.13% | 3.44% | 2.73% | 4.59% | 1.00% | -14 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.71% | 0.43% | 0.12% | 0.07% | 0.41% | -30 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 18.39% | 18.73% | 18.64% | 18.54% | 18.73% | +34 bps | |
| Net Worth / Assets | 18.39% | 18.73% | 18.64% | 18.54% | 18.73% | +34 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 70.11% | 69.44% | 68.20% | 66.70% | 64.56% | -554 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |