Denver, CO · Charter 62699
Q4 1996
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 2.12% | 2.92% | 2.77% | 2.93% | 3.25% | 2.42% | -50 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | -16.93% | -12.17% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 23.67% | 11.16% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | -19.49% | -10.36% | n/a | |
| Asset Quality | ||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.30% | 1.21% | 1.28% | 0.95% | 0.90% | 0.93% | -28 bps | |
| Capital | ||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||
| Loans / Shares | 55.14% | 66.47% | 67.90% | 77.85% | 84.70% | 82.44% | +1,596 bps | |
| Liquid Assets / Assets | 27.58% | 20.55% | 16.65% | 22.56% | 20.14% | 25.23% | +467 bps | |