PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Methodist Ministers

Denver, CO · Charter 62699

Q4 1996

$1.6MAssets
$1.2MLoans
$1.4MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.42%, down 50 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 82.44% of shares as of Q4 1996.

Financial Results

Return on Assets (YTD, annualized)

2.42%-50 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ4 1994Q2 1995Q4 1995Q2 1996Q4 1996YoY ΔTrend
Earnings
Return on Assets2.92%2.77%2.93%3.25%2.42%-50 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/a-16.93%-12.17%n/a
Loan Growth (YoY)n/an/an/a23.67%11.16%n/a
Share Growth (YoY)n/an/an/a-19.49%-10.36%n/a
Asset Quality
Delinquent Loans / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans1.21%1.28%0.95%0.90%0.93%-28 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares66.47%67.90%77.85%84.70%82.44%+1,596 bps
Liquid Assets / Assets20.55%16.65%22.56%20.14%25.23%+467 bps